Loans

with the high risk of loans being scams and how much work it is if it is a scam for the mods i think there should be a /loan command you can /loan payplayer to give someone a loan and there would be a set intererest rate perday for example a loan of 100k with 7% interest rate perday would gain 7k each day... also you can /loan payoff to payoff your loans any kind of version of this would be nice... feel free to critique my idea in the commments

 

Hmmm maybe

 

good Idea




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citizin on MeepCraft
Co-Mayor of Nexus

 

What would it do if the player cant afford it...

 

it would ban or temp ban depending on how much money... and the player who loaned it would get all of his money back?

 

More trouble than it's worth.
More annoying to try to explain.
Loans are legal, but you don't get refunds if scammed, the system works just fine.
-1.

 

This has been suggested before. It was denied.

Here.
http://meepcraft.com/threads/loan.43852/

 

Its a good idea, no one gives out loans, today I tried to get a 5k loan

How it will work:
/loan (playername) (loanname)(amount)
/payloan (name) (amount)
/loanlist
/loan womw
(Who owns me money)
If the player fails to pay the loan he will be in debt his intrest will go up by 2% example: there interest rates is 7% they nerver played it refuses to pay it will go up 2% 9% the interest rate will depend on the loan
If the player will never pay within 3 weeks they will tempban for 1-2 weeks

If the player can all ways pay there loan, loans are 1k - 1mil elite+
1k-500k cittizen+


It's safer
Better
Smarter

The future of Meepcraft

Want to join The Future of Meepcraft
The tittle must be (tittle) the future of meepcraft
At the end of the thread :
It's safer
It's better
Smarter
The future of meepcraft

 

A system that bans a player automatically if they don't pay their loan?

It should be your fault for trusting them in the first place.

-1

 

Its not a ban a temp ban, not how the system will work, the first loan u get will be a range of 1-50k the more loaners trust u the lower the interest rate gets /loanrate (player) (1-5) 1 as not trusted and 5 trusted on ur next loan it gets bigger 1-k-100k

Safer
Better
Smarter
The future of meepcraft

 

Again this is just an idea so no need t hate ✊ also I said that you could critique it to your ideas so you can't say this is a horrible idea your just going to ban them for not paying their loans?! This was supposed to be made up by all of us. Plus if you don't pay your loans in game you'll get banned without the plugin anyway

 

It isn't needed. we aren't hating - just stating what we all feel about it.

 

I got that impression from @Blazfire sounded like they really hated the idea and kind of was rude about it... @Monkey-Alex

 

There was absolutely no hate in my comment. I would never trust the console to auto-ban a player because it's easier to just have staff to do it anyways.

You make it sound like I'm a terrible person when I just simply put my thoughts about it.

 

Personally I think I have to agree with Blaze, when you auto ban people just for not paying their loans, it might be caused by them suddently loosing internet connection for a day or two, and therfore can't pay the loans, or a kid might be grounded or something. So I think making an agreement and simply reporting the one you loan money to will be a better solution, as the staff is better at overwieving the situation than a coded plugin will (because if not, why even have staff at all?).

To me it looks like @Blazefire is just being direct instead of trying to make it sound nice and good for the other person. How people choose to give feedback is mostly decided by their personality, and their culture. Like where I'm from just saying that isn't seen as weird or rude in any way, but if I did the same in the UK many would see me as rude. So as this server and forum is open for people from the entire world it is bound to be a lot of quite diffrent people and misunderstandings like this one.

 

A plug-in related to auto-banning will never be implemented due to possible bugs and innocent people being banned. I understand the issue with loans, however it's not something that's really necessary for us to spend money and resources developing. Thanks for the suggestion but this is denied.